Daily guides / 12 explainers

Daily Guides to the Details That Matter.

Original, US-focused explainers on auto, home, renters, life, and health coverage. Each one ends with questions you can take to your insurer.

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The Daily Policy Review Checklist

Use these six checks whenever you read a new or renewed policy. They pair with the guides above.

  • Limits

    What is the most the policy pays, and are there sub-limits?

  • Exclusions

    What is left out, and do any exceptions apply?

  • Conditions

    What must I do after a loss, and by when?

  • Deductibles

    Which deductible applies, and could I pay it?

  • Renewal details

    What changed in price, terms, and endorsements?

  • Definitions

    How does the policy define the key terms I rely on?

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